Unattended Card Payments Inc. (UCP Inc.) is dedicated to providing EMV compliant Hardware and Payment Gateway solutions for Unattended card payment terminals in the North American market.

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Mike Garafola

Mike Garafola

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Acronyms in EMV: what do they all mean? Edition 4 DUKPT

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       Today we are going to discuss DUKPT (Derived Unique Key  Per Transaction). The DUKPT is created using an initial master key also known as the BDK. The initial key and KSN (Key Serial Number) are injected into the device. Once the initial key is injected into the device it creates a group of future encryption keys. DUKPT generates a one-time encryption key for each transaction from the secret master key (BDK). The one time keys are discarded after each transaction, and the encrypted data has to be decrypted at the other end of the transaction (at the gateway or processor). The master key is shared with the decrypting device, but the master key isn't actually used for encrypting and cant be recoverable from the one time encryption key. DUKPT is a great and useful tool to help keep your clients card information secure.

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Could electric car charging be the next big thing for unattended EMV?

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            You might have noticed car charging stations recently in many garages or parking lots that you have been in. Electric cars are becoming more affordable, and providing a longer range between charges. The global EV charger market is expected to grow to more than 12.7 million units by 2020 according to the IHS. Auto manufacturers are constantly making new advancements. Porsche is working on technology now that will enable you to charge a vehicle up to 240 miles in just 15 minutes. This is a rapidly growing industry, and the charging stations are using EMV technology to collect payments. Interactive kiosks will play a large role in this new industry doing everything from collecting payments to displaying a business advertisement on the screen. ABB the world’s leading manufacturer of auto charging stations has implemented EMV technology into their charging stations already.

            EMV smart chip technologies insure that the user’s financial data is more secure. The NFC (Near Field Communication) gives users extra security through their smart phone payment platform such as Apple Pay or Android Pay. A large portion of EV drivers are very into technology and this makes the experience more convenient for them. The OTI Trio is a perfect set up for this growing industry. The Trio has a small compact size and is a 3-IN-1 device that allows you to use the EMV chip, Mag stripe, and also NFC contactless payment methods. The Trio is also very durable and can be used indoors and outdoors. Unattended EMV technology has already become common place in retail, and restaurant settings but one of the next major industries to use this technology will be the EV charging stations!


For more information on the choices available to you please contact us!

 Unattended Card Payments Inc.

 This email address is being protected from spambots. You need JavaScript enabled to view it.">This email address is being protected from spambots. You need JavaScript enabled to view it.

 Tel: (702) 802-3504


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Hemisphere West Europe Ltd are specialists in attended and unattended payment solutions for the UK and European markets.

Visit website www.hweurope.com

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6655 South Tenaya Way Suite #180
    Las Vegas, Nevada 89113

Tel: 702 – 802 – 3504

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