Unattended Card Payments Inc. (UCP Inc.) is dedicated to providing EMV compliant Hardware and Payment Gateway solutions for Unattended card payment terminals in the North American market.

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Subscribe to this list via RSS Blog posts tagged in unattended EMV

What Is EMV Quick Chip?

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What Is Quick Chip?

In the US, the switch over to EMV chip technology has been sluggish. The main complaint from customers and merchants alike is that chip card transactions are too slow. The average transaction with a chip card has always been several seconds longer than the 2 seconds it takes to perform a mag stripe transaction, which can seem like an eternity for a customer in line or for a cashier with a long line of people. This slower card transaction is mostly because the EMV standardization was pushed along by the card issuers (Visa, Mastercard, etc.) whose primary objective was security, not taking into account how transaction speed would affect businesses. Quick chip technology was developed to help merchants ease customer frustration and improve customer experience during check out.

Quick chip is nothing more than a software update and it is free of charge to payment processors, acquiring banks, and other payment service providers.It only requires a simple software update on the merchant’s terminal or POS system, so merchants who are already EMV compliant can upgrade in no time.

How does the quick chip technology work? When using a terminal that has the quick chip update, the customer will insert their chip card for a couple seconds and the POS system will retain the chip data for use when it requests an authorization. Since the chip data is being read and held in the terminal prior to the authorization request’s transmission for processing, the user can remove the card before the transaction is complete. When the final sale amount is known the terminal will build the authorization request and quickly finalize the sale. Quick chip technology is facilitating a quicker adoption of EMV technology by both merchants and consumers.


Below are links to each of the card issuers websites where you can learn more about the quick chip implementation process.


·         American Express Quick Chip

·         Discover Quick Chip

·         MasterCard M/Chip Fast

·         Visa Quick Chip


If you have questions or would like to learn more about your options in accepting EMV payments just call us at 702-802—3504 or email This email address is being protected from spambots. You need JavaScript enabled to view it.


Unattended Card Payments Inc.

6655 S. Tenaya Way #180


Las Vegas, NV 89113

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The Impact EMV Has On Kiosk Owners

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The Impact EMV Has On Kiosk Owners

As a kiosk owner you may be wondering what the impact of EMV will have on your kiosk business. To answer this we need to analyze what being EMV enabled means, and what will happen if you’re not upgraded. EMV (Europay Mastercard and Visa) is a global payment standard created by the major credit card brands. EMV uses the embedded microprocessor chip on your new credit card. This chip is replacing the old magnetic stripe as the means to convey your account information to a terminal. The mag-stripe cards are less secure, and the information on the mag-stripe can be easily retrieved and replicated. This leaves cardholders at risk for their account information being used to create cloned fraudulent cards.

EMV is technically a choice for merchants.  With that being said, a merchant who has not implemented this technology will be liable for fraudulent mag-stripe transactions performed at their kiosks. The liability deadline was October 2015, but most experts don’t expect the majority of merchants to be upgraded for another 3-4 years. Last summer merchants handling low value transaction (under $25.00) were given a grace period for liability. This includes many kiosks and vending machines. When this grace period ends you need to make the upgrade to EMV. Card issuers will hold you liable for fraudulent credit card charges if your payment equipment is not EMV compliant.


Many businesses have experienced challenges while trying to implement EMV technology, and because of this credit card issuing companies have given businesses more time to comply. The credit card companies want to support merchants, and help reduce credit card fraud. Kiosk operators have been slower to comply with this than larger companies. Seventy-six percent of the 200 largest merchants are now able to accept cards with EMV chips. Don’t feel overwhelmed as a kiosk owner. Payment equipment manufacturers have created many EMV compliant devices, and there are many pre-certified software solutions available to integrate these devices to your kiosk’s application. The easiest way for businesses to begin the compliance process is to find a technology partner that they can trust.


For more information on the choices available to you please contact us!

Unattended Card Payments Inc.

This email address is being protected from spambots. You need JavaScript enabled to view it.

Tel: (702) 802-3504

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Creditcall and Discover Expand Diners Card Acceptance

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RIVERWOODS, Ill. & NEW YORK--(BUSINESS WIRE)--Creditcall, a payment gateway provider and EMV migration specialist, and Diners Club International, a business unit of Discover Financial Services and part of the Discover Global Network have announced a signed agreement that will expand the acceptance of Discover and Diners Club cards worldwide.

“This agreement will increase the number of merchants that card members have access to in over 30 countries.”

This agreement is part of Discover Global Network’s overall strategy to partner with key payment solution providers, such as Creditcall, to help drive increased Discover and Diners Club card acceptance. The agreement also means that Creditcall will, as standard, certify new solutions for Discover across future processor certifications, widening the reach of card acceptance for both parties. Creditcall is a leader in a number of sectors – from transportation ticketing and parking to vending, retail and hospitality. Some of the largest UK transit system providers - such as Atos and Cubic, already use Creditcall’s payment gateway.

“Working with Creditcall is an important step in securing card acceptance at merchants around the globe,” said Gerry Wagner, vice president, Discover Global Network. “This agreement will increase the number of merchants that card members have access to in over 30 countries.”

Discover Global Network is the third largest payments network in the world and the largest merchant acceptance network in Asia-Pacific. With more than 30 million merchant acceptance locations and one million ATM and cash access locations across 185 countries and territories, Discover Global Network includes Discover, Diners Club International, PULSE and affiliated networks.

Creditcall’s range of payment solutions includes in-store, online and mobile card payment acceptance as well as products to simplify and speed up EMV migration, helping countries transition from magnetic stripe card acceptance to the Chip and PIN. Creditcall works across a range of industries where secure, reliable and trusted payment capabilities are essential, including parking, vending, transportation, hospitality and retail.

“Creditcall is pleased to be strengthening its relationship with Discover through this joint initiative which benefits Creditcall’s past, present and future customers, giving them a wider, enhanced offering,” said Sian Bosley, commercial director of Creditcall. “We look forward to working closely with Discover to help expand their card acceptance across Europe. This is a great example of a leading card scheme recognizing that Creditcall is a global leader in the payments industry and can contribute to their success.”

About Creditcall Limited

Creditcall makes card acceptance simple from any device, anywhere. No matter if in retail, hospitality, parking or transportation, our award-winning EMV-ready Payment Gateway and EMV Kernels are at the very heart of our clients’ business. Whether in-store, online or mobile, we ensure payments flow securely, all day, every day.

Creditcall is a global payments service company with offices in North America and Europe. To learn more, visit us at www.creditcall.com or engage with us on Twitter @Creditcall.

Unattended Card Payments


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"chip and pin kiosk hardware"

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Link to original content: http://www.businesswire.com/news/home/20150728005138/en/Discover-Global-Network-Partners-Creditcall-Corporation-Expand#.VbfxTWCslPQ

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Our Partners

Hemisphere West Europe Ltd are specialists in attended and unattended payment solutions for the UK and European markets.

Visit website www.hweurope.com

Contact Us

6655 South Tenaya Way Suite #180
    Las Vegas, Nevada 89113

Tel: 702 – 802 – 3504

E-mail: Send Inquiry